Saving money is always a priority when financial times get tough. But eating sensibly, exercising and being healthy can go hand-in-hand with being frugal. The Centers for Disease Control and Prevention recommends that adults achieve a minimum of 150 minutes of combined aerobic activity, stretching and strength training each week.

Beware of the “buying things instead of doing things” trap that many people get into when they decide to get fit. While there are many advantages to being a member of a fitness facility or utilizing a personal trainer, there are plenty of other alternatives that will save you both money and time.

Here are some money-saving tips:

• Split costs with a workout buddy -- Trade exercise videos and equipment or share the cost of a personal trainer.
• Use your own body as resistance -- Do crunches, push-ups, squats, step-ups, etc.
• Buy used -- Classified ads, garage sales, online auctions and stores specializing in used exercise equipment have many good deals on quality second-hand equipment.
• Make your own weights -- Fill empty water, milk or detergent bottles with water or sand and then secure the top with duct tape to create an inexpensive set of adjustable weights.
• Use your local library -- Try out different types of exercise videos and books for free. If you find one you really like, you can buy it or split the cost with a friend.

If you choose to purchase new equipment, consider these low-cost, high-return options:

• Dumbbells -- Use these handheld weights to strengthen your upper body. They come in a variety of sizes and weights.
• Jump rope -- This classic offers a great cardiovascular workout for just a few dollars.
• Resistance bands -- These portable, lightweight bands come in varying degrees of resistance and can be used for strengthening upper and lower body.
• Fitness ball -- Fitness balls can help with balance, flexibility and strength.

3 Things NOT to Skimp On: 

• Athletic shoes. Your shoes may be the most important piece of equipment you own. If you don’t have supportive shoes that fit right and match your activity, you could have problems with injury or discomfort. Think quality on this purchase; if your feet don’t work right, nothing else will either.
• Heart rate monitors. Stick with companies known for quality and accuracy. Cheaper versions can be bulky, uncomfortable and not accurate.
• Treadmills, elliptical trainers or other cardio equipment. This is definitely one area where you get what you pay for.